[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zambra.cz\/kratkodobe-cenne-papiry\/#Article","mainEntityOfPage":"https:\/\/www.zambra.cz\/kratkodobe-cenne-papiry\/","headline":"Kr\u00e1tkodob\u00e9 cenn\u00e9 pap\u00edry","name":"Kr\u00e1tkodob\u00e9 cenn\u00e9 pap\u00edry","description":"Existuje spousta druh\u016f investic. Ka\u017ed\u00fd investor se zam\u011b\u0159uje na jinou<span class=\"more-button\"><a href=\"https:\/\/www.zambra.cz\/kratkodobe-cenne-papiry\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\">Kr\u00e1tkodob\u00e9 cenn\u00e9 pap\u00edry<\/span><\/a><\/span>","datePublished":"2021-09-21","dateModified":"2023-06-08","author":{"@type":"Person","@id":"https:\/\/www.zambra.cz\/author\/#Person","name":"","url":"https:\/\/www.zambra.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d2f205e1507a0401c7d467d32c87ccece0f63a45b81075bb691dbe8d4c823787?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d2f205e1507a0401c7d467d32c87ccece0f63a45b81075bb691dbe8d4c823787?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zambra.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zambra.cz\/wp-content\/uploads\/pexels-photo-534216_1.jpeg","url":"https:\/\/www.zambra.cz\/wp-content\/uploads\/pexels-photo-534216_1.jpeg","height":0,"width":0},"url":"https:\/\/www.zambra.cz\/kratkodobe-cenne-papiry\/","about":["Ekonomika"],"wordCount":414,"articleBody":"Existuje spousta druh\u016f investic. Ka\u017ed\u00fd investor se zam\u011b\u0159uje na jinou oblast na trhu. Jednou z\u00a0takov\u00fdch mo\u017enost\u00ed jsou nap\u0159\u00edklad cenn\u00e9 pap\u00edry, kter\u00e9 maj\u00ed v\u00a0investi\u010dn\u00ed oblasti opravdu velkou popularitu. Cenn\u00e9 pap\u00edry se rozd\u011bluj\u00ed do n\u011bkolika skupin, nap\u0159\u00edklad z\u00e1le\u017e\u00ed, jestli si po\u0159izujete majetkov\u00fd cenn\u00fd pap\u00edr nebo \u00fav\u011brov\u00fd cenn\u00fd pap\u00edr, ka\u017ed\u00fd m\u00e1 vyu\u017eit\u00ed na n\u011bco jin\u00e9ho, U t\u011bch majetkov\u00fdch jak u\u017e z\u00a0n\u00e1zvu vypl\u00fdv\u00e1, m\u00e1me pod\u00edl na ur\u010dit\u00e9 \u010d\u00e1sti majetku. Naopak u t\u011bch \u00fav\u011brov\u00fdch jakoby poskytujeme pen\u00edze dlu\u017en\u00edkovi, kter\u00fd je pak povinen, vypl\u00e1cen n\u00e1m smluven\u00fd \u00farok, ten se vypl\u00e1c\u00ed u zp\u011btn\u00e9ho odkupu cenn\u00e9ho pap\u00edru. Dnes se spole\u010dn\u011b pod\u00edv\u00e1me na ty kr\u00e1tkodob\u00e9 cenn\u00e9 pap\u00edry.Depozitn\u00ed certifik\u00e1t\u00a0Tento druh cenn\u00e9ho pap\u00edru vyd\u00e1v\u00e1 banka. Investor, kter\u00fd si cenn\u00fd pap\u00edr koup\u00ed, zaplat\u00ed pouze nomin\u00e1ln\u00ed hodnotu pap\u00edru, tud\u00ed\u017e z\u00e1kladn\u00ed cenu, kter\u00e1 je stanovena. V\u00fdd\u011blek spo\u010d\u00edv\u00e1 pot\u00e9 ve zp\u011btn\u00e9m prodeji cenn\u00e9ho pap\u00edru, kdy investor vyinkasuje bance \u00farok. N\u011bkdy jsou tyto cenn\u00e9 pap\u00edry nakupov\u00e1ny pod nomin\u00e1ln\u00ed hodnotou a banka je od investor\u016f n\u00e1sledn\u011b vykupuje za z\u00e1kladn\u00ed nomin\u00e1ln\u00ed hodnotu, \u00farok je v\u00a0tomto p\u0159\u00edpad\u011b skryt v\u00a0rozd\u00edlu t\u011bch cen. Jednodu\u0161e \u0159e\u010deno, funguje to na podobn\u00e9m principu, jako nap\u0159\u00edklad terminovan\u00fd vklad, p\u016fj\u010d\u00edte bance pen\u00edze, se kter\u00fdmi m\u016f\u017ee n\u011bjakou dobu manipulovat a vyu\u017e\u00edvat je, za to v\u00e1m pak p\u0159i vr\u00e1cen\u00ed pen\u011bz p\u0159id\u00e1 i p\u0159idanou hodnotu pen\u011bz.Sm\u011bnky\u00a0Sm\u011bnka je dal\u0161\u00edm druhem kr\u00e1tkodob\u00e9ho cenn\u00e9ho pap\u00edru. Funguje na principu pojistn\u00e9ho pap\u00edru, pro splacen\u00ed n\u011bjak\u00e9ho z\u00e1vazku. Na tomto cenn\u00e9m pap\u00edru b\u00fdv\u00e1 p\u0159\u00edmo napsan\u00e9 \u201etuto sm\u011bnku zaplat\u00edm\u201c, zale\u017e\u00ed, kdo je pod sm\u011bnkou uveden, m\u016f\u017ee to zaplatit bu\u010f p\u0159\u00edmo dlu\u017en\u00edk, v\u00a0tomto p\u0159\u00edpad\u011b by se jednalo o sm\u011bnku vlastn\u00ed, nebo tak\u00e9 akceptant neboli ru\u010ditel, v\u00a0tomto p\u0159\u00edpad\u011b by sm\u011bnka byla vedena jako ciz\u00ed. Je to cenn\u00fd pap\u00edr, kter\u00fd v\u00a0podstat\u011b vyjad\u0159uje z\u00e1vazek, jak\u00e9 osob\u011b je p\u0159id\u011blen, jakou \u010d\u00e1stku nese a do jak\u00e9ho data mus\u00ed b\u00fdt splacen.                                                                                                                                                                                                                                                                                                                                                                                         4.1\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kr\u00e1tkodob\u00e9 cenn\u00e9 pap\u00edry","item":"https:\/\/www.zambra.cz\/kratkodobe-cenne-papiry\/#breadcrumbitem"}]}]