[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zambra.cz\/jak-na-podnikatelskou-nejistotu\/#Article","mainEntityOfPage":"https:\/\/www.zambra.cz\/jak-na-podnikatelskou-nejistotu\/","headline":"Jak na podnikatelskou nejistotu?","name":"Jak na podnikatelskou nejistotu?","description":"Co se t\u00fdk\u00e1 soukrom\u00fdch podnikatel\u016f, m\u011bli by tito m\u00edt v\u017edycky<span class=\"more-button\"><a href=\"https:\/\/www.zambra.cz\/jak-na-podnikatelskou-nejistotu\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\">Jak na podnikatelskou nejistotu?<\/span><\/a><\/span>","datePublished":"2023-11-13","dateModified":"2023-11-13","author":{"@type":"Person","@id":"https:\/\/www.zambra.cz\/author\/#Person","name":"","url":"https:\/\/www.zambra.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d2f205e1507a0401c7d467d32c87ccece0f63a45b81075bb691dbe8d4c823787?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d2f205e1507a0401c7d467d32c87ccece0f63a45b81075bb691dbe8d4c823787?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zambra.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zambra.cz\/wp-content\/uploads\/wallet-3847435_1280.jpg","url":"https:\/\/www.zambra.cz\/wp-content\/uploads\/wallet-3847435_1280.jpg","height":0,"width":0},"url":"https:\/\/www.zambra.cz\/jak-na-podnikatelskou-nejistotu\/","about":["Ekonomika"],"wordCount":405,"articleBody":"   Co se t\u00fdk\u00e1 soukrom\u00fdch podnikatel\u016f, m\u011bli by tito m\u00edt v\u017edycky dost velk\u00e9 p\u0159\u00edjmy. A to takov\u00e9, aby m\u011bli i na provozov\u00e1n\u00ed sv\u00fdch firem, tedy na v\u0161echny s nimi souvisej\u00edc\u00ed n\u00e1klady, i na svou vlastn\u00ed existenci. Tak\u017ee se mus\u00ed tito dostate\u010dn\u011b sna\u017eit, aby dost vyd\u011bl\u00e1vali, proto\u017ee to za n\u011b nikdo jin\u00fd neud\u011bl\u00e1. A kdyby jejich p\u0159\u00edjmy nebyly v \u017e\u00e1douc\u00ed v\u00fd\u0161i, nikdo by jim nep\u0159isp\u011bchal na pomoc.Jen\u017ee co je tato teorie platn\u00e1? N\u011bkdy se podnikatel\u00e9 sna\u017e\u00ed, se\u010d jim jejich s\u00edly sta\u010d\u00ed, d\u011blaj\u00ed v\u0161echno pro to, aby si vyd\u011blali, jen\u017ee jim nen\u00ed osud p\u0159\u00edzniv\u011b naklon\u011bn\u00fd, a tak zkr\u00e1tka nemaj\u00ed dost.N\u011bkdy je situace takov\u00e1. A co si potom maj\u00ed po\u010d\u00edt, aby mohli i nad\u00e1le podnikat a neum\u0159eli hlady? Odpov\u011b\u010f na tuto ot\u00e1zku je d\u00e1vno zn\u00e1m\u00e1. N\u011bkdy si takov\u00ed soukromn\u00edci berou p\u016fj\u010dky. Mus\u00ed to d\u011blat, proto\u017ee nen\u00ed vyhnut\u00ed. Obracej\u00ed se tedy t\u0159eba na banky. A kdy\u017e na p\u0159\u00e1n\u00ed bankovn\u00edch \u00fa\u0159edn\u00edk\u016f dolo\u017e\u00ed v\u0161echno, co dolo\u017eit maj\u00ed? N\u011bkdy je shled\u00e1no, \u017ee na tom doty\u010dn\u00ed nejsou tak, jak by m\u011bli b\u00fdt, aby p\u016fj\u010dku dostali. A maj\u00ed tedy sm\u016flu.Ale to by nem\u011blo \u017e\u00e1dn\u00e9ho podnikatele odradit. Kdy\u017e mu toti\u017e nep\u016fj\u010d\u00ed v bance, mohou mu vyhov\u011bt n\u011bkde jinde. A tak spousta podnikatel\u016f po ne\u00fasp\u011b\u0161\u00edch v bank\u00e1ch \u017e\u00e1d\u00e1 o pomoc nebankovn\u00ed spole\u010dnosti. A tady jim nap\u0159\u00edklad americk\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f bez probl\u00e9m\u016f prok\u00e1\u017ee dobrou slu\u017ebu. A to tehdy, kdy\u017e oni \u017eadatel\u00e9 zvl\u00e1daj\u00ed svou situaci natolik, aby dok\u00e1zali tuto p\u016fj\u010dku spl\u00e1cet, a kdy\u017e maj\u00ed n\u011bjakou nemovitost, kterou by tu mohli ru\u010dit.Nebankovn\u00ed hypot\u00e9ky jsou tedy sp\u00e1sou p\u0159edev\u0161\u00edm pro ty, kdo maj\u00ed ni\u017e\u0161\u00ed p\u0159\u00edjmy a z\u00e1znamy v registrech dlu\u017en\u00edk\u016f. T\u011bm sice nikde jinde p\u016fj\u010dovat necht\u011bj\u00ed, ale tady jim ochotn\u011b vyhov\u00ed. Proto\u017ee je nemovit\u00e1 z\u00e1ruka dostate\u010dn\u00e1 garance splacen\u00ed v\u0161eho, co m\u00e1 b\u00fdt splaceno. Kdyby toti\u017e dlu\u017en\u00edk neplnil sv\u00e9 povinnosti, zaplat\u00ed se jeho dluh touto nemovitost\u00ed, co\u017e si jist\u011b ka\u017ed\u00fd rozmysl\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak na podnikatelskou nejistotu?","item":"https:\/\/www.zambra.cz\/jak-na-podnikatelskou-nejistotu\/#breadcrumbitem"}]}]